ABOUT US
Saumya Consultants Limited is a distinguished Non-Banking Financial Company (NBFC) with a strong legacy of more than 25 years of financial excellence and a commitment to growth. Our company was originally incorporated with the Registrar of Companies on 15th December 1993 as Saumya Consultants Private Limited with registration no. 21-61111. Recognizing the potential for expansion, it was transitioned into a public limited company, leading to a name change to Saumya Consultants Limited. This transformation was formalized with a fresh Certificate of Incorporation, issued by the Registrar of Companies, Kolkata, on February 8, 1996.
We are a Reserve Bank of India (RBI) registered Non Deposit Taking NBFC authorized to carry out financial activities under Section 45IA of the RBI Act, 1934. Our official RBI Registration No. B 05.06222 was issued on March 4, 2004, reinforcing our credibility and regulatory compliance. As a Non-Deposit Taking NBFC, we primarily focus on:
- Providing financial assistance through loans to businesses and individuals
- Investing in securities and trading in financial instruments
- Enhancing capital growth through strategic investments
As a publicly listed company, Saumya Consultants Limited is traded on both the Bombay Stock Exchange (BSE) and the Calcutta Stock Exchange (CSE), reflecting our commitment to transparency, governance, and shareholder value creation.
Our Corporate Identification Number (CIN) is L67120WBPLC061111, signifying our corporate authenticity and compliance with regulatory norms.
With a strong foundation in financial expertise, risk management, and regulatory adherence, we have built a reputation for reliability and trust in the financial sector.
Our Mission
Our mission is to deliver flexible and responsible financial solutions that drive growth, stability, and long-term value for our clients and stakeholders.
We are committed to:
- Promoting financial literacy and ethical services to empower our clients.
- Leveraging technology and data-driven insights to enhance efficiency and mitigate risks.
- Building lasting partnerships based on trust, professionalism, and shared prosperity.
- Through strategic financial planning and responsible lending, we aim to enhance shareholder value, support entrepreneurship, and contribute to overall economic development.
Our Vision
At Saumya Consultants Limited, we aim to be a trusted financial powerhouse, driving economic growth and fostering financial inclusion across diverse sectors. Our vision is to create a sustainable financial ecosystem, empowering businesses and individuals with seamless, transformative financial solutions that fuel innovation and success.
With a commitment to integrity, governance, and continuous innovation, we strive to bridge the gap between capital and opportunities.
š Industry Overview
The NBFC sector in India is evolving rapidly and is now a vital part of the financial system. It plays a significant role in supporting infrastructure development, financial inclusion, and last-mile credit delivery.
Regulatory bodies, especially the Reserve Bank of India (RBI), are continuously updating the policy landscape to enhance transparency, risk management, and sectoral growth. NBFCs are effectively complementing banks by reaching underserved regions and offering customized financial solutions.
š Business Outlook
Indiaās financial sector is expanding with increased liberalization, attracting investors to dynamic, market-linked instruments. As preferences shift from traditional savings to capital markets, NBFCs like Saumya are poised for steady growth.
We aim to capitalize on emerging opportunities in structured finance, debt markets, and wealth managementābacked by a disciplined, research-led approach.
š Opportunities & Risks
- Financial inclusion in rural and semi-urban markets
- Co-lending partnerships with banks
- Customized investment and credit products
- Infrastructure and SME financing.
At the same time, we are mindful of challenges like rising competition, evolving compliance needs, and macroeconomic uncertainties.
š Strategic Outlook & Challenges
NBFCs are creating new market segments by supporting professionals, MSMEs, traders, and others often overlooked by traditional banks. These specialized services set us apart and strengthen our market presence.
Our strategy is adaptive, staying in tune with interest rate movements, regulatory updates, and capital market trends. We prioritize sustainable growth and prudent investment practices.
š”ļø Internal Controls & Governance
- Defined authority levels and clear accountability
- Documented operational policies
- Regular internal audits and reviews
- Compliance with all applicable regulations.
Strong governance is at the core of our operations, enabling long-term trust and transparency.
š„ Human Capital & Employee Engagement
At Saumya, our people drive our progress. We cultivate a workplace built on trust, teamwork, and continuous learning.
We invest in regular training programs to keep our team updated with industry trends and regulatory changes. Our open culture and strong employee relations help us stay agile, motivated, and aligned with our vision.
