{"id":57,"date":"2025-03-25T13:03:24","date_gmt":"2025-03-25T13:03:24","guid":{"rendered":"https:\/\/saumyaconsultants.com\/?page_id=57"},"modified":"2025-05-14T09:57:59","modified_gmt":"2025-05-14T09:57:59","slug":"about","status":"publish","type":"page","link":"https:\/\/saumyaconsultants.com\/index.php\/about\/","title":{"rendered":"About"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"57\" class=\"elementor elementor-57\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5fbece6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"5fbece6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d96711 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"6d96711\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-415d394 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"415d394\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be3b200 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"be3b200\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ABOUT US<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-996dc66 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"996dc66\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Saumya Consultants Limited is a distinguished Non-Banking Financial Company (NBFC) with a strong legacy of more than 25 years of financial excellence and a commitment to growth. Our company was originally incorporated with the Registrar of Companies on 15th December 1993 as Saumya Consultants Private Limited with registration no. 21-61111. Recognizing the potential for expansion, it was transitioned into a public limited company, leading to a name change to Saumya Consultants Limited. This transformation was formalized with a fresh Certificate of Incorporation, issued by the Registrar of Companies, Kolkata, on February 8, 1996.<br \/><br \/><br \/>We are a Reserve Bank of India (RBI) registered Non Deposit Taking NBFC authorized to carry out financial activities under Section 45IA of the RBI Act, 1934. Our official RBI Registration No. B 05.06222 was issued on March 4, 2004, reinforcing our credibility and regulatory compliance. As a Non-Deposit Taking NBFC, we primarily focus on:<\/p><ul><li>Providing financial assistance through loans to businesses and individuals<\/li><li>Investing in securities and trading in financial instruments<\/li><li>Enhancing capital growth through strategic investments<\/li><\/ul><p><br \/>As a publicly listed company, Saumya Consultants Limited is traded on both the Bombay Stock Exchange (BSE) and the Calcutta Stock Exchange (CSE), reflecting our commitment to transparency, governance, and shareholder value creation.<br \/><br \/><br \/>Our Corporate Identification Number (CIN) is L67120WBPLC061111, signifying our corporate authenticity and compliance with regulatory norms.<br \/><br \/><br \/>With a strong foundation in financial expertise, risk management, and regulatory adherence, we have built a reputation for reliability and trust in the financial sector.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e5de9e4 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"e5de9e4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d412399 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no elementor-invisible e-con e-child\" data-id=\"d412399\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dccd350 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"dccd350\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-users-cog\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M610.5 341.3c2.6-14.1 2.6-28.5 0-42.6l25.8-14.9c3-1.7 4.3-5.2 3.3-8.5-6.7-21.6-18.2-41.2-33.2-57.4-2.3-2.5-6-3.1-9-1.4l-25.8 14.9c-10.9-9.3-23.4-16.5-36.9-21.3v-29.8c0-3.4-2.4-6.4-5.7-7.1-22.3-5-45-4.8-66.2 0-3.3.7-5.7 3.7-5.7 7.1v29.8c-13.5 4.8-26 12-36.9 21.3l-25.8-14.9c-2.9-1.7-6.7-1.1-9 1.4-15 16.2-26.5 35.8-33.2 57.4-1 3.3.4 6.8 3.3 8.5l25.8 14.9c-2.6 14.1-2.6 28.5 0 42.6l-25.8 14.9c-3 1.7-4.3 5.2-3.3 8.5 6.7 21.6 18.2 41.1 33.2 57.4 2.3 2.5 6 3.1 9 1.4l25.8-14.9c10.9 9.3 23.4 16.5 36.9 21.3v29.8c0 3.4 2.4 6.4 5.7 7.1 22.3 5 45 4.8 66.2 0 3.3-.7 5.7-3.7 5.7-7.1v-29.8c13.5-4.8 26-12 36.9-21.3l25.8 14.9c2.9 1.7 6.7 1.1 9-1.4 15-16.2 26.5-35.8 33.2-57.4 1-3.3-.4-6.8-3.3-8.5l-25.8-14.9zM496 368.5c-26.8 0-48.5-21.8-48.5-48.5s21.8-48.5 48.5-48.5 48.5 21.8 48.5 48.5-21.7 48.5-48.5 48.5zM96 224c35.3 0 64-28.7 64-64s-28.7-64-64-64-64 28.7-64 64 28.7 64 64 64zm224 32c1.9 0 3.7-.5 5.6-.6 8.3-21.7 20.5-42.1 36.3-59.2 7.4-8 17.9-12.6 28.9-12.6 6.9 0 13.7 1.8 19.6 5.3l7.9 4.6c.8-.5 1.6-.9 2.4-1.4 7-14.6 11.2-30.8 11.2-48 0-61.9-50.1-112-112-112S208 82.1 208 144c0 61.9 50.1 112 112 112zm105.2 194.5c-2.3-1.2-4.6-2.6-6.8-3.9-8.2 4.8-15.3 9.8-27.5 9.8-10.9 0-21.4-4.6-28.9-12.6-18.3-19.8-32.3-43.9-40.2-69.6-10.7-34.5 24.9-49.7 25.8-50.3-.1-2.6-.1-5.2 0-7.8l-7.9-4.6c-3.8-2.2-7-5-9.8-8.1-3.3.2-6.5.6-9.8.6-24.6 0-47.6-6-68.5-16h-8.3C179.6 288 128 339.6 128 403.2V432c0 26.5 21.5 48 48 48h255.4c-3.7-6-6.2-12.8-6.2-20.3v-9.2zM173.1 274.6C161.5 263.1 145.6 256 128 256H64c-35.3 0-64 28.7-64 64v32c0 17.7 14.3 32 32 32h65.9c6.3-47.4 34.9-87.3 75.2-109.4z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tOur Mission\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-486e5e3 elementor-widget elementor-widget-text-editor\" data-id=\"486e5e3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our mission is to deliver flexible and responsible financial solutions that drive growth, stability, and long-term value for our clients and stakeholders.<\/p><p>We are committed to:<\/p><ul><li>Promoting financial literacy and ethical services to empower our clients.<\/li><li>Leveraging technology and data-driven insights to enhance efficiency and mitigate risks.<\/li><li>Building lasting partnerships based on trust, professionalism, and shared prosperity.<\/li><li>Through strategic financial planning and responsible lending, we aim to enhance shareholder value, support entrepreneurship, and contribute to overall economic development.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc85be9 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no elementor-invisible e-con e-child\" data-id=\"cc85be9\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2909df5 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"2909df5\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-eye\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M572.52 241.4C518.29 135.59 410.93 64 288 64S57.68 135.64 3.48 241.41a32.35 32.35 0 0 0 0 29.19C57.71 376.41 165.07 448 288 448s230.32-71.64 284.52-177.41a32.35 32.35 0 0 0 0-29.19zM288 400a144 144 0 1 1 144-144 143.93 143.93 0 0 1-144 144zm0-240a95.31 95.31 0 0 0-25.31 3.79 47.85 47.85 0 0 1-66.9 66.9A95.78 95.78 0 1 0 288 160z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tOur Vision\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bd485b elementor-widget elementor-widget-text-editor\" data-id=\"3bd485b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At Saumya Consultants Limited, we aim to be a trusted financial powerhouse, driving economic growth and fostering financial inclusion across diverse sectors. Our vision is to create a sustainable financial ecosystem, empowering businesses and individuals with seamless, transformative financial solutions that fuel innovation and success.<\/p><p>With a commitment to integrity, governance, and continuous innovation, we strive to bridge the gap between capital and opportunities.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a7dc91 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no elementor-invisible e-con e-parent\" data-id=\"2a7dc91\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fc47258 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"fc47258\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9914cf2 elementor-widget elementor-widget-heading\" data-id=\"9914cf2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\ud83d\udcc8 Industry Overview<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bca306e elementor-widget elementor-widget-text-editor\" data-id=\"bca306e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The NBFC sector in India is evolving rapidly and is now a vital part of the financial system. It plays a significant role in supporting infrastructure development, financial inclusion, and last-mile credit delivery.<\/p><p>Regulatory bodies, especially the Reserve Bank of India (RBI), are continuously updating the policy landscape to enhance transparency, risk management, and sectoral growth. NBFCs are effectively complementing banks by reaching underserved regions and offering customized financial solutions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-87b7c5b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"87b7c5b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f8dccb3 elementor-widget elementor-widget-image\" data-id=\"f8dccb3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-artempodrez-5716001-1024x576.jpg\" class=\"attachment-large size-large wp-image-2302\" alt=\"\" srcset=\"https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-artempodrez-5716001-1024x576.jpg 1024w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-artempodrez-5716001-300x169.jpg 300w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-artempodrez-5716001-768x432.jpg 768w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-artempodrez-5716001-1536x864.jpg 1536w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-artempodrez-5716001-2048x1152.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1860e1 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no elementor-invisible e-con e-parent\" data-id=\"c1860e1\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c10f620 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"c10f620\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f60a433 elementor-widget elementor-widget-heading\" data-id=\"f60a433\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\ud83c\udf10 Business Outlook<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ca15cb elementor-widget elementor-widget-text-editor\" data-id=\"3ca15cb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>India\u2019s financial sector is expanding with increased liberalization, attracting investors to dynamic, market-linked instruments. As preferences shift from traditional savings to capital markets, NBFCs like Saumya are poised for steady growth.<\/p><p>We aim to capitalize on emerging opportunities in structured finance, debt markets, and wealth management\u2014backed by a disciplined, research-led approach.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-04a3030 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"04a3030\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c47922 elementor-widget elementor-widget-image\" data-id=\"2c47922\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-cottonbro-8572129-1024x684.jpg\" class=\"attachment-large size-large wp-image-2306\" alt=\"\" srcset=\"https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-cottonbro-8572129-1024x684.jpg 1024w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-cottonbro-8572129-300x200.jpg 300w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-cottonbro-8572129-768x513.jpg 768w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-cottonbro-8572129-1536x1025.jpg 1536w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-cottonbro-8572129-2048x1367.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d36fbc1 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"d36fbc1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-284d5b6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no elementor-invisible e-con e-child\" data-id=\"284d5b6\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2709c7b elementor-widget elementor-widget-heading\" data-id=\"2709c7b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\ud83d\ude80 Opportunities & Risks<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecd6fc2 elementor-widget elementor-widget-text-editor\" data-id=\"ecd6fc2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWhile the markets face global and domestic challenges\u2014such as fiscal pressures, currency volatility, and inflation\u2014the long-term potential remains intact. Government reforms and improved policy measures are expected to boost investor confidence.\n\nOpportunities lie in areas like:\n<ul>\n \t<li>Financial inclusion in rural and semi-urban markets<\/li>\n \t<li>Co-lending partnerships with banks<\/li>\n \t<li>Customized investment and credit products<\/li>\n \t<li>Infrastructure and SME financing.<\/li>\n<\/ul><br\/>\nAt the same time, we are mindful of challenges like rising competition, evolving compliance needs, and macroeconomic uncertainties.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c5c8a20 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no elementor-invisible e-con e-child\" data-id=\"c5c8a20\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d88bbbe elementor-widget elementor-widget-image\" data-id=\"d88bbbe\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-alphatradezone-5833262-1024x683.jpg\" class=\"attachment-large size-large wp-image-2310\" alt=\"\" srcset=\"https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-alphatradezone-5833262-1024x683.jpg 1024w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-alphatradezone-5833262-300x200.jpg 300w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-alphatradezone-5833262-768x512.jpg 768w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-alphatradezone-5833262-1536x1025.jpg 1536w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-alphatradezone-5833262-2048x1366.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57cf4fe e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"57cf4fe\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-06d8422 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no elementor-invisible e-con e-child\" data-id=\"06d8422\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-005182f elementor-widget elementor-widget-heading\" data-id=\"005182f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\ud83d\udcca Strategic Outlook & Challenges<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd9fe73 elementor-widget elementor-widget-text-editor\" data-id=\"cd9fe73\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>NBFCs are creating new market segments by supporting professionals, MSMEs, traders, and others often overlooked by traditional banks. These specialized services set us apart and strengthen our market presence.<\/p><p>Our strategy is adaptive, staying in tune with interest rate movements, regulatory updates, and capital market trends. We prioritize sustainable growth and prudent investment practices.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e3e40a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no elementor-invisible e-con e-child\" data-id=\"9e3e40a\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2f89d0 elementor-widget elementor-widget-image\" data-id=\"d2f89d0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-tiger-lily-7108465-1024x683.jpg\" class=\"attachment-large size-large wp-image-2314\" alt=\"\" srcset=\"https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-tiger-lily-7108465-1024x683.jpg 1024w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-tiger-lily-7108465-300x200.jpg 300w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-tiger-lily-7108465-768x512.jpg 768w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-tiger-lily-7108465-1536x1024.jpg 1536w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-tiger-lily-7108465-2048x1365.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c34624c e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no elementor-invisible e-con e-parent\" data-id=\"c34624c\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6f070b1 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"6f070b1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f38533a elementor-widget elementor-widget-heading\" data-id=\"f38533a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\ud83d\udee1\ufe0f Internal Controls & Governance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13173f7 elementor-widget elementor-widget-text-editor\" data-id=\"13173f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWe\u2019ve established a robust internal control system to ensure efficiency, compliance, and risk management. Our framework includes:\n<ul>\n \t<li>Defined authority levels and clear accountability<\/li>\n \t<li>Documented operational policies<\/li>\n \t<li>Regular internal audits and reviews<\/li>\n \t<li>Compliance with all applicable regulations.<\/li>\n<\/ul><br\/>\nStrong governance is at the core of our operations, enabling long-term trust and transparency.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-09de68e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"09de68e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98aa0f0 elementor-widget elementor-widget-image\" data-id=\"98aa0f0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-kampus-8463140-1024x576.jpg\" class=\"attachment-large size-large wp-image-2318\" alt=\"\" srcset=\"https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-kampus-8463140-1024x576.jpg 1024w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-kampus-8463140-300x169.jpg 300w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-kampus-8463140-768x432.jpg 768w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-kampus-8463140-1536x864.jpg 1536w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-kampus-8463140-2048x1152.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8b889df e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no elementor-invisible e-con e-parent\" data-id=\"8b889df\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7975055 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"7975055\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a9fd80 elementor-widget elementor-widget-heading\" data-id=\"0a9fd80\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\ud83d\udc65  Human Capital & Employee Engagement<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b255f08 elementor-widget elementor-widget-text-editor\" data-id=\"b255f08\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At Saumya, our people drive our progress. We cultivate a workplace built on trust, teamwork, and continuous learning.<\/p><p>We invest in regular training programs to keep our team updated with industry trends and regulatory changes. Our open culture and strong employee relations help us stay agile, motivated, and aligned with our vision.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca2b780 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"ca2b780\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fbb4c10 elementor-widget elementor-widget-image\" data-id=\"fbb4c10\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-kindelmedia-7688169-1024x768.jpg\" class=\"attachment-large size-large wp-image-2319\" alt=\"\" srcset=\"https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-kindelmedia-7688169-1024x768.jpg 1024w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-kindelmedia-7688169-300x225.jpg 300w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-kindelmedia-7688169-768x576.jpg 768w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-kindelmedia-7688169-1536x1152.jpg 1536w, https:\/\/saumyaconsultants.com\/wp-content\/uploads\/2025\/04\/pexels-kindelmedia-7688169-2048x1536.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>ABOUT US Saumya Consultants Limited is a distinguished Non-Banking Financial Company (NBFC) with a strong legacy of more than 25 years of financial excellence and a commitment to growth. Our company was originally incorporated with the Registrar of Companies on 15th December 1993 as Saumya Consultants Private Limited with registration no. 21-61111. Recognizing the potential for expansion, it was transitioned into a public limited company, leading to a name change to Saumya Consultants Limited. This transformation was formalized with a fresh Certificate of Incorporation, issued by the Registrar of Companies, Kolkata, on February 8, 1996. We are a Reserve Bank of India (RBI) registered Non Deposit Taking NBFC authorized to carry out financial activities under Section 45IA of the RBI Act, 1934. Our official RBI Registration No. B 05.06222 was issued on March 4, 2004, reinforcing our credibility and regulatory compliance. As a Non-Deposit Taking NBFC, we primarily focus on: Providing financial assistance through loans to businesses and individuals Investing in securities and trading in financial instruments Enhancing capital growth through strategic investments As a publicly listed company, Saumya Consultants Limited is traded on both the Bombay Stock Exchange (BSE) and the Calcutta Stock Exchange (CSE), reflecting our commitment to transparency, governance, and shareholder value creation. Our Corporate Identification Number (CIN) is L67120WBPLC061111, signifying our corporate authenticity and compliance with regulatory norms. With a strong foundation in financial expertise, risk management, and regulatory adherence, we have built a reputation for reliability and trust in the financial sector. Our Mission Our mission is to deliver flexible and responsible financial solutions that drive growth, stability, and long-term value for our clients and stakeholders. We are committed to: Promoting financial literacy and ethical services to empower our clients. Leveraging technology and data-driven insights to enhance efficiency and mitigate risks. Building lasting partnerships based on trust, professionalism, and shared prosperity. Through strategic financial planning and responsible lending, we aim to enhance shareholder value, support entrepreneurship, and contribute to overall economic development. Our Vision At Saumya Consultants Limited, we aim to be a trusted financial powerhouse, driving economic growth and fostering financial inclusion across diverse sectors. Our vision is to create a sustainable financial ecosystem, empowering businesses and individuals with seamless, transformative financial solutions that fuel innovation and success. With a commitment to integrity, governance, and continuous innovation, we strive to bridge the gap between capital and opportunities. \ud83d\udcc8 Industry Overview The NBFC sector in India is evolving rapidly and is now a vital part of the financial system. It plays a significant role in supporting infrastructure development, financial inclusion, and last-mile credit delivery. Regulatory bodies, especially the Reserve Bank of India (RBI), are continuously updating the policy landscape to enhance transparency, risk management, and sectoral growth. NBFCs are effectively complementing banks by reaching underserved regions and offering customized financial solutions. \ud83c\udf10 Business Outlook India\u2019s financial sector is expanding with increased liberalization, attracting investors to dynamic, market-linked instruments. As preferences shift from traditional savings to capital markets, NBFCs like Saumya are poised for steady growth. We aim to capitalize on emerging opportunities in structured finance, debt markets, and wealth management\u2014backed by a disciplined, research-led approach. \ud83d\ude80 Opportunities &#038; Risks While the markets face global and domestic challenges\u2014such as fiscal pressures, currency volatility, and inflation\u2014the long-term potential remains intact. Government reforms and improved policy measures are expected to boost investor confidence. Opportunities lie in areas like: Financial inclusion in rural and semi-urban markets Co-lending partnerships with banks Customized investment and credit products Infrastructure and SME financing. At the same time, we are mindful of challenges like rising competition, evolving compliance needs, and macroeconomic uncertainties. \ud83d\udcca Strategic Outlook &#038; Challenges NBFCs are creating new market segments by supporting professionals, MSMEs, traders, and others often overlooked by traditional banks. These specialized services set us apart and strengthen our market presence. Our strategy is adaptive, staying in tune with interest rate movements, regulatory updates, and capital market trends. We prioritize sustainable growth and prudent investment practices. \ud83d\udee1\ufe0f Internal Controls &#038; Governance We\u2019ve established a robust internal control system to ensure efficiency, compliance, and risk management. Our framework includes: Defined authority levels and clear accountability Documented operational policies Regular internal audits and reviews Compliance with all applicable regulations. Strong governance is at the core of our operations, enabling long-term trust and transparency. \ud83d\udc65 Human Capital &#038; Employee Engagement At Saumya, our people drive our progress. We cultivate a workplace built on trust, teamwork, and continuous learning. We invest in regular training programs to keep our team updated with industry trends and regulatory changes. Our open culture and strong employee relations help us stay agile, motivated, and aligned with our vision.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-57","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/saumyaconsultants.com\/index.php\/wp-json\/wp\/v2\/pages\/57","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/saumyaconsultants.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/saumyaconsultants.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/saumyaconsultants.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/saumyaconsultants.com\/index.php\/wp-json\/wp\/v2\/comments?post=57"}],"version-history":[{"count":463,"href":"https:\/\/saumyaconsultants.com\/index.php\/wp-json\/wp\/v2\/pages\/57\/revisions"}],"predecessor-version":[{"id":2683,"href":"https:\/\/saumyaconsultants.com\/index.php\/wp-json\/wp\/v2\/pages\/57\/revisions\/2683"}],"wp:attachment":[{"href":"https:\/\/saumyaconsultants.com\/index.php\/wp-json\/wp\/v2\/media?parent=57"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}